$1400 Rescue Plan Deposit Coming in April – Here’s How to Claim It

$1400 Rescue Plan Deposit Coming in April: If you missed the chance to receive the third round of stimulus payments back in 2021, there’s still time to claim what you’re owed—but you’ll need to act fast. The IRS is offering a final opportunity to claim the $1400 Rescue Plan Deposit through your 2021 tax return. This payment was part of the American Rescue Plan, aimed at helping Americans recover from the financial strain of the pandemic.

Eligible individuals must file a 2021 tax return by April 15, 2025. By doing so and properly completing Line 30 on the tax form, you can request the Recovery Rebate Credit and receive the stimulus money you may have missed.

$1400 Rescue Plan Deposit

The $1400 Rescue Plan Deposit refers to the third economic impact payment (EIP) rolled out in 2021 as part of the American Rescue Plan Act. While millions received it automatically, many were left out due to various reasons—non-filing, address changes, or new dependents not previously reported. Now, the IRS is giving these individuals a final chance to claim the payment.

To claim your money, you must file a 2021 Form 1040 or 1040-SR and indicate your eligibility on Line 30. This is the only way to receive the funds if you didn’t get them earlier.

Overview Table: $1400 Rescue Plan Deposit Details

Detail	Information
Payment Type	Recovery Rebate Credit (Third Stimulus)
Amount	Up to $1,400 per eligible person
Eligibility	Based on 2021 income, tax filing status, and citizenship
Income Thresholds	$75,000 (single), $150,000 (married), $112,500 (head of household)
Deadline to File	April 15, 2025
How to Claim	File 2021 tax return and complete Line 30
Where to File	www.irs.gov

What Is the $1400 Rescue Plan Deposit?

The $1400 stimulus was part of the third federal relief payment, issued to help Americans recover financially during the COVID-19 pandemic. This round of aid, signed into law by President Biden in March 2021, aimed to provide quick financial support to individuals and families hit hardest by job losses, healthcare costs, and rising expenses.

While most people received the payment automatically through direct deposit or mailed checks, many were missed due to reasons such as:

• Not filing taxes due to low income
  
• Moving homes or changing bank accounts
  
• Having a new dependent in 2021 not listed in previous IRS records
  

To make sure no one eligible is left out, the Recovery Rebate Credit was created, giving people until April 15, 2025, to claim what they’re owed.

Who Is Eligible for the $1400 Recovery Rebate Credit?

You may qualify for the full $1,400 payment if you meet the following conditions:

• You were a U.S. citizen or resident alien in 2021
  
• You had a valid Social Security Number (including for your dependents)
  
• You did not receive the full $1,400 payment in 2021
  
• Your Adjusted Gross Income (AGI) in 2021 fell within these limits:
  
  • Single: Up to $75,000 (phased out completely at $80,000)
    
  • Married filing jointly: Up to $150,000 (phases out at $160,000)
    
  • Head of household: Up to $112,500 (phases out at $120,000)
    

Even individuals with zero income in 2021—such as seniors, students, and disabled individuals—can still qualify if they file a return.

Claim the $1400 Payment – Step-by-Step

Here’s how to claim your $1400 Rescue Plan Deposit if you missed it:

1. Gather Your Documents

Prepare all necessary information, including:

• Social Security Numbers for yourself and dependents
  
• 2021 income documents (e.g., W-2s, 1099s)
  
• Bank details for direct deposit
  

2. File Your 2021 Tax Return

You need to file a 2021 Form 1040 or 1040-SR. You can file:

• Online via IRS Free File or commercial tax software
  
• With a tax professional or certified preparer
  
• By mail using paper forms if preferred
  

3. Use Line 30 on the Tax Form

This is the most critical step. Enter your Recovery Rebate Credit claim on Line 30. If you qualify, the IRS will automatically include the amount in your refund.

4. Submit Before the Deadline

The final deadline is April 15, 2025. Missing this date means you permanently forfeit your chance to receive the payment.

Already Filed But Missed Line 30?

If you already filed your 2021 return but forgot to claim the credit on Line 30:

• Log in to your IRS account and check your refund history
  
• If necessary, file an amended return (Form 1040-X)
  
• You can also seek help from a tax professional or call the IRS Help Line
  

Amending your return can ensure you receive all the money you’re entitled to.

Other Valuable Credits Linked to the 2021 Return

Filing your 2021 return doesn’t just help with the $1400 Rescue Plan Deposit. You may also be eligible for:

1. Child Tax Credit (CTC)

• Up to $3,600 per child under age 6
  
• $3,000 per child aged 6–17
  

2. Earned Income Tax Credit (EITC)

• Expanded in 2021
  
• Maximum credit up to $6,728
  

3. Child and Dependent Care Credit

• Claim up to 50% of child care expenses
  
• Cap of $8,000 for one child, $16,000 for two or more
  

These benefits can significantly boost your total refund, especially for working families or those with dependents.

Free and Low-Cost Ways to Get Filing Help

If you’re unsure how to file or need help with old tax forms, you’re not alone. These resources can assist:

• IRS Free File: For incomes under $73,000
  
• VITA (Volunteer Income Tax Assistance): Free help for low-income earners and those with disabilities
  
• TCE (Tax Counseling for the Elderly): Support for senior citizens
  
• AARP Tax-Aide: Ideal for older adults and low-income households
  
• Local libraries and community centers often host seasonal tax clinics
  

These services are reliable and supported by the IRS or trusted nonprofits.

FAQs on the $1400 Rescue Plan Deposit

Final Thought

The $1400 Rescue Plan Deposit may have been issued years ago, but your chance to claim it hasn’t vanished—yet. With the final deadline of April 15, 2025 fast approaching, this is your last opportunity to secure the money you’re owed through the Recovery Rebate Credit.

Whether you were a non-filer, missed your payment, or experienced life changes in 2021, don’t let this financial support slip away. Take the time to file your 2021 tax return, and if you’re unsure, seek help from free community services. Every dollar counts—and this one could make a real difference.