2009-D Roosevelt Dime: might look like just another coin, but don’t be fooled. This little dime has gained major attention in the world of coin collectors for its surprising rarity and value. What makes it special isn’t just its age or design—it’s what happened during the year it was made.
This article takes you deep into the fascinating story of the 2009-D Roosevelt Dime. We’ll explore why it’s different from other dimes, how the economy played a major role in its limited mintage, and what collectors are paying for it today. If you’re holding onto one, you might be holding more than just ten cents.
2009-D Roosevelt Dime Quick Overview
| Detail | Information |
| Mint | Denver (D) |
| Year | 2009 |
| Total Mintage | 49,500,000 |
| Specimen Mintage | 784,614 |
| Composition | 75% Copper, 25% Nickel |
| Diameter | 17.90 mm |
| Weight | 2.27 grams |
| Edge | Reeded |
| Obverse Designer | John R. Sinnock |
| Reverse Designer | John R. Sinnock |
| Common Grades | MS66FT, MS67FT |
| Mint Set Inclusion | No (Business Strike version only) |
| Typical Price Range | $2–$30+ depending on condition |
A Coin Born from Crisis
The 2009-D Roosevelt Dime came into existence during one of the toughest economic times in U.S. history. In 2008 and 2009, the financial system faced massive turmoil. Banks were collapsing, unemployment was rising fast, and the government stepped in with a massive stimulus package to avoid a complete collapse.
With cash moving slowly through the economy, banks weren’t requesting new coins. The U.S. Mint, in response to this sudden drop in demand, announced it would pause production of nickels and dimes after early 2009. This decision led to an unusually low number of dimes being minted at the Denver facility.
Why So Rare?
Compared to other years, the number of 2009-D Roosevelt Dimes is small. At just 49.5 million coins, it’s the lowest mintage Roosevelt Dime made for circulation in the modern clad era.
But what makes it even more interesting is that this coin was not included in Mint Sets for that year. Mint Sets usually include high-quality examples for collectors. Without them, the number of well-preserved 2009-D dimes in the market dropped significantly. That makes high-grade examples even more appealing.
The Other Version: Satin Finish Dimes
While the business strike wasn’t in Mint Sets, there was still a version made specifically for collectors—these are known as Specimen or Satin Finish dimes. These coins weren’t meant for circulation but were included in special collector sets between 2005 and 2010.
These satin-finish dimes were made on polished blanks and handled with care, resulting in coins that often grade very high—many in MS68FT or even MS69FB condition. They don’t carry the same rarity as the business strike version but are still sought-after for their near-perfect condition.
Collector Value and Market Trends
You might be wondering—what’s a 2009-D Roosevelt Dime worth today? The answer varies based on the coin’s condition and whether it’s a business strike or satin finish version.
- Circulated examples: Sell for around $2–$3 each
- Uncirculated rolls: Often go for $30 or more, six times face value
- Graded coins (MS66FT or MS67FT): Usually range between $20–$30
- High-grade satin finish coins (MS68FT+): Typically sell for $10–$15
These aren’t astronomical prices, but for a coin most people overlook, the return is solid—especially if you come across a whole roll.
Key Design Features
The design of the 2009-D Roosevelt Dime has remained mostly unchanged since its debut in 1946. The obverse features Franklin D. Roosevelt facing left, with inscriptions like “LIBERTY” and “IN GOD WE TRUST.” The mintmark “D” sits just above the date.
On the reverse, there’s a torch in the center flanked by an olive branch and an oak branch. These symbols represent liberty, peace, and strength. Surrounding them are the words “UNITED STATES OF AMERICA” and “ONE DIME,” along with the traditional motto “E PLURIBUS UNUM.”
Who Was Behind the Design?
The man who created the design for this iconic coin was John R. Sinnock, Chief Engraver of the U.S. Mint from 1925 until 1947. Besides the Roosevelt Dime, he’s also known for designing the Franklin Half Dollar and contributing to the design of the Purple Heart Medal.
Sinnock’s initials “JS” can be found beneath Roosevelt’s neck on the coin—a small but important detail for collectors.
Collecting Tips for the 2009-D Roosevelt Dime
If you’re thinking about collecting the 2009-D Roosevelt Dime, here are two quick tips:
- Look for Uncirculated Rolls: These rolls offer the best value and often include coins that can grade high.
- Don’t Confuse Satin Finish with Circulation Coins: The satin finish coins are more common in high grade. Business strike examples in Mint State are rarer and more desirable.
FAQs
Is the 2009-D Roosevelt Dime rare?
Yes, it’s one of the lowest-minted dimes in the clad era and wasn’t included in Mint Sets, making high-grade versions hard to find.
Is it made of silver?
No, it’s a copper-nickel clad coin. Only pre-1965 dimes contain 90% silver.
What does “MS67FT” mean?
It stands for “Mint State 67 with Full Torch.” This means the coin is in near-perfect condition with sharp details on the torch.
Where can I find one?
You might find one in loose change, but most are now sold by dealers or on auction sites like eBay.
Should I get mine graded?
If it’s uncirculated and looks flawless, getting it graded could increase its value, especially if it scores MS66 or higher.
Final Thought
The 2009-D Roosevelt Dime is a perfect example of how historical events can unexpectedly influence a coin’s future value. Minted during a recession, skipped over in collector sets, and produced in limited numbers, it has all the ingredients of a future key date in the series.
If you have one, consider holding onto it—or better yet, get it graded. Whether you’re a serious collector or just curious about the change in your pocket, keep your eyes peeled for this tiny treasure. And if you enjoy exploring coin history like this, be sure to check out our other guides and share your own finds in the comments!
